What Type of Gold Necklaces are the Cheapest? 5 Affordable Gold Necklaces for Women

erice jewels gold necklaces

When it comes to gold necklaces, not all options are created equal. Gold jewelry comes in various types, each with its unique characteristics and price points. If you're looking for affordable gold necklaces, understanding the different types will help you make an informed decision without compromising on style or durability.

Types of Gold Necklaces

Gold necklaces are categorized based on how much gold they contain and how that gold is applied. Here are the main types:

1. Gold Plated Necklaces

Rectangle Necklace & Gold Flower Necklace

Gold-plated necklaces have a thin layer of gold applied over a base metal, such as brass or copper. The layer of gold is so thin that it keeps the cost significantly lower compared to other types of gold jewelry.
Gold plating uses minimal gold, making these necklaces highly affordable. The base metal also reduces the cost.
While gold-plated necklaces are budget-friendly, they tend to wear out over time. The gold layer can fade or tarnish with regular use, especially if exposed to water, sweat, or chemicals.

Best For

  • Occasional wear
  • Budget-conscious shoppers
  • Trendy designs that may not need to last forever

Care Tips

  • Avoid contact with water and perfumes.
  • Store in a dry, safe place to reduce tarnishing.

2. Gold Vermeil Necklaces

Gold Rope Necklace & Mens Rope Gold Necklace

Gold vermeil necklaces feature a thicker layer of gold compared to gold-plated ones. The gold is applied over a sterling silver base, which enhances their quality.
Although slightly more expensive than gold-plated necklaces, gold vermeil is still budget-friendly because it uses less gold than solid pieces. The sterling silver base also adds value without a significant price increase.
Gold vermeil is more durable than gold-plated necklaces but still requires care to prevent the gold layer from wearing off.

    Best For

    • Semi-regular wear
    • Shoppers who want higher quality at an affordable price
    • People with sensitive skin, as the sterling silver base is hypoallergenic

    Care Tips

    • Clean with a soft cloth to maintain the shine.
    • Avoid abrasive materials that might scratch the gold layer.

    3. Gold-Filled Necklaces

    star necklace

    Gold-filled necklaces contain a thick layer of gold mechanically bonded to a base metal, such as brass. The gold layer is much thicker than in gold-plated or gold vermeil pieces, making it more durable.
    Gold-filled necklaces are more expensive than gold-plated or gold vermeil options but significantly cheaper than solid gold. The cost is balanced by the thicker gold layer, which adds durability.

      These necklaces can last for years with proper care. The gold layer is less likely to wear off, making them a good investment for those looking for affordable yet long-lasting jewelry.

      Best For

      • Regular wear
      • Shoppers who want durable gold necklaces without the price tag of solid gold
      • Jewelry enthusiasts seeking a balance between affordability and quality

      Care Tips

      • Clean gently with a damp cloth.
      • Avoid exposure to harsh chemicals or rough handling.

      4. Solid Gold Necklaces
      Aurora Glass Gold Butterfly Necklace | Christmas Gift

      Solid gold necklaces are made entirely of gold, with no base metals involved. They come in various purities, such as 14K, 18K, and 24K, with 24K being the purest (and most expensive).
      Solid gold necklaces use a significant amount of gold, making them the most expensive option. However, they are also the most valuable and durable.
      Solid gold is highly durable, doesn’t tarnish, and can last a lifetime with minimal maintenance.

        Best For

        • Long-term investment
        • Heirloom pieces
        • People who prefer timeless, high-quality jewelry

        Care Tips

        • Store separately to avoid scratches.
        • Polish occasionally to maintain the shine.

        Comparing the Types of Gold Necklaces

        To make it easier to understand, here's a quick comparison:

        Type

        Gold Content

        Base Metal

        Price Range

        Durability

        Gold Plated

        Very thin layer

        Brass/Copper

        Cheapest

        Least durable

        Gold Vermeil

        Thicker layer

        Sterling Silver

        Affordable

        Moderate durability

        Gold Filled

        Thick layer

        Brass

        Mid-range

        High durability

        Solid Gold

        Pure gold (varies by K)

        None

        Most expensive

        Extremely durable

        Pros and Cons of Each Type

        Gold Plated

        • Pros: Extremely affordable, variety of designs
        • Cons: Short lifespan, prone to tarnishing

        Gold Vermeil

        • Pros: Higher quality, hypoallergenic
        • Cons: Slightly more expensive, requires care

        Gold Filled

        • Pros: Durable, good value for money
        • Cons: Higher upfront cost than plated/vermeil

        Solid Gold

        • Pros: High durability, timeless value
        • Cons: Expensive, heavier than alternatives

        Gold Purity and Its Impact on Cost

        Gold purity is measured in karats (K), with 24K being the purest form of gold. While pure gold is beautiful, it’s soft and not practical for everyday jewelry, which is why most gold necklaces are made with alloys that mix gold with other metals like copper or silver.

        1. 24K Gold:

        The purest form of gold, containing 99.9% gold. Its softness makes it unsuitable for daily wear, as it easily bends or scratches. Despite its stunning luster and premium quality, it’s rarely used in necklaces. Its high price and impracticality limit its use to decorative or ceremonial pieces.

        2. 22K Gold:

        Contains 91.6% gold, mixed with a small percentage of alloy metals for enhanced durability. It is commonly used in high-end necklaces that showcase elegance and tradition. While more durable than 24K, it is still relatively soft. Its higher cost reflects its near-pure gold content.

        3. 18K Gold:

        Composed of 75% gold and 25% alloy metals, it offers a blend of purity and strength. This karat is ideal for necklaces that balance luxury with practicality. Its moderate price point makes it a favorite for premium, everyday jewelry. The color is rich but slightly less vibrant than 22K or 24K.

        4. 14K Gold:

        Contains 58.3% gold, making it more durable and affordable than higher karats. It is a popular choice for casual, budget-friendly necklaces. The added alloy metals ensure longevity without compromising style. While less vibrant than 18K, it offers good value for money.

        5. 10K Gold:

        With only 41.7% gold, it is the most durable and least expensive option. It is ideal for everyday wear due to its resistance to scratches and dents. Though less lustrous than higher karats, it’s perfect for those seeking affordability. Its lower gold content makes it the most budget-friendly choice.

          For the cheapest option, 10K gold necklaces are the most affordable due to their minimal gold content, offering durability and value for budget-conscious buyers.

          Factors That Affect Gold Necklace Prices

          Necklaces-6

          1. Weight

          Gold is sold by weight, so heavier necklaces cost more. To save money:

          • Opt for lightweight designs, such as delicate chains or thin pendants.
          • Avoid chunky or heavily adorned necklaces, which use more gold.

          2. Design Complexity

          Intricate designs require more craftsmanship, increasing the price. For a budget-friendly option:

          • Choose simple, classic styles like box chains, curb chains, or rope chains.
          • Skip necklaces with elaborate patterns or detailed engravings.

          3. Type of Gold Used

          • Yellow Gold: Traditional and typically more expensive due to its classic appeal.
          • White Gold: Mixed with palladium or silver, often slightly pricier due to the rhodium plating.
          • Rose Gold: Contains copper, making it an affordable and trendy choice.

          Cheapest Gold Necklace Styles

          necklaces

          Here are some necklace styles that are typically more affordable:

          1. Chains Without Pendants

          • Simple chain necklaces are usually cheaper than those with pendants.
          • Popular chain types include cable chains, snake chains, and curb chains.

          2. Hollow Gold Necklaces

          • Made with hollow tubes of gold to reduce weight and cost.
          • Look identical to solid gold but are more fragile, requiring careful handling.

          3. Pendant Necklaces with Small Charms

          • Necklaces with small gold pendants or charms use less gold and are therefore more affordable.
          • Look for minimalist designs to keep costs down.

          Where to Buy Gold Necklaces

          pendant necklace

          When it comes to buying high-quality gold necklaces that are both durable and stylish, Erica Jewels is your go-to destination. We take pride in offering a stunning collection of necklaces designed to suit every occasion and preference. Whether you’re looking for a timeless piece or something trendy, our necklaces are crafted with care and precision to ensure you get the best value for your money. Here’s what you’ll find in our collection:

          Special Discount: To make your shopping experience even better, we’re offering an exclusive 20% discount on your purchase. Simply use the code SHINE20 at checkout and enjoy incredible savings on your favorite necklaces.

          5 Affordable Gold Necklaces for Women​

          1. Evil Eye Gold Pendant Necklace

            The Evil Eye Gold Pendant Necklace is a beautiful piece that combines tradition with modern style. It features an eye-shaped pendant decorated with sparkling cubic zirconia stones, believed to protect against bad energy. Made with sterling silver and coated in 18kt gold, it has a shiny, high-quality finish. The adjustable chain (16 to 18 inches) lets you wear it with different outfits, making it a great addition to your jewelry collection.

            This necklace is also designed to be comfortable for everyday wear, even for those with sensitive skin. It's lightweight, water-resistant, and easy to pair with both casual and formal outfits. Whether you're looking for a special gift or something meaningful for yourself, this necklace is a lovely choice.

            2. Gold Collar Stackable Necklace 

              The Plain Gold Collar Necklace is a simple yet elegant piece perfect for anyone who loves minimal jewelry. It’s made with sterling silver and plated with thick 18kt gold, giving it a sleek, polished look. The chain is adjustable (16 to 20 inches), so you can wear it alone for a subtle style or layer it with other necklaces for a trendy look.

              This necklace is also hypoallergenic, making it safe for sensitive skin, and it's water-resistant for worry-free wear. Its timeless design means you can pair it with anything, from casual outfits to dressy occasions. If you’re looking for a classic gold necklace, this one is a must-have.

              3. Star Necklace

                The Timeless Star Necklace is a bold yet elegant piece with a star-shaped pendant decorated with black cubic zirconia stones. The combination of the black stones and gold plating gives it a vintage, stylish look. The adjustable chain (16 to 18 inches) makes it versatile for any outfit or neckline.

                This necklace is lightweight and comfortable, perfect for everyday use or special events. Its hypoallergenic design ensures it’s safe for sensitive skin, and it’s water-resistant, so you don’t have to worry about it getting damaged. It’s a great option if you want a necklace that’s both unique and fashionable.

                4. Moon and Star Necklace

                  The Moon and Star Necklace is a charming accessory inspired by the night sky. It features a moon and star pendant, both studded with shiny cubic zirconia stones, adding a dreamy touch to your outfit. Made with sterling silver and 18kt gold plating, it has a durable and shiny finish. The chain is adjustable (16 to 17 inches), making it easy to style with different outfits.

                  This necklace is hypoallergenic and nickel-free, so it’s comfortable to wear even for long periods. Its water-resistant feature adds to its practicality. Whether you’re dressing up for a party or just adding a special touch to your everyday look, this necklace is a lovely choice.

                  5. Emerald Green Pendant Necklace

                    The Emerald Green Pendant Necklace is perfect for adding a pop of color to your jewelry collection. It features a bright green cubic zirconia stone set in a gold-plated frame, giving it a rich and elegant appearance. The adjustable chain (16 to 18 inches) makes it easy to wear with different styles.

                    This necklace is hypoallergenic, lightweight, and water-resistant, so it’s great for everyday wear or special occasions. Its simple yet striking design makes it a versatile piece that can be paired with both casual and formal outfits. If you love colorful jewelry, this necklace is a great choice.

                    How to Choose the Best Option for Your Budget

                    When deciding which type of gold necklace to buy, consider the following factors:

                    1. Purpose of the Necklace
                      • For occasional wear: Gold-plated necklaces are great for trendy designs or special events.
                      • For regular wear: Gold-filled or gold vermeil necklaces offer a balance of quality and price.
                      • For investment: Solid gold is ideal for long-term use or heirloom pieces.
                      2. Skin Sensitivity
                        • If you have sensitive skin, gold vermeil and solid gold necklaces are safer options due to their hypoallergenic properties. Avoid gold-plated pieces if your skin reacts to base metals like brass.
                        3. Durability Needs
                          • For maximum durability, invest in gold-filled or solid gold necklaces.
                          • If you don’t mind occasional maintenance, gold vermeil can be a cost-effective choice.
                          4. Budget Constraints
                            • Stick to gold-plated necklaces for the lowest cost.
                            • Opt for gold-filled or gold vermeil for a balance of affordability and quality. 

                            Conclusion

                            Gold jewelry comes in many forms, each offering a unique combination of beauty, affordability, and durability.  Understanding the differences in gold types, karats, and chain styles can help you find a necklace that meets both your style preferences and your budget. Choosing simpler chain styles like cable or box chains can also help keep costs down while still delivering a stylish look. Ultimately, the best necklace for you will depend on your preferences, lifestyle, and budget. If you want to purchase affordable necklaces, make sure to check out Erica Jewels necklaces collection and enjoy 20% off your purchase. Use code SHINE20 at checkout to avail the discount.

                             

                             

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